About Pensions and Annuities Ltd

Your Trusted Partner for Independent Pension and Retirement Planning

Pensions and Annuities Ltd, a small independent financial adviser based in Swindon, is your dedicated partner for comprehensive pension and retirement planning.

Who We Are

Specializing in all aspects of pension advice, particularly for those on the brink of retirement, we understand the unique needs of our clients. While the majority of our valued clients are aged 55 or above, our expertise extends to all age groups. We are also specialists in final salary pension transfers. 

Why Choose Us

As independent brokers, we provide entirely impartial advice. We are not tied to any single company, which grants us access to the entire market. This means we can source the best product from the most suitable provider for you, ensuring you have a wide range of options with no restrictions.

Our Commitment

Our commitment is to provide you with the most reliable and unbiased advice to secure your financial future, especially during your retirement years.

Join Us on Your Retirement Journey

Whether you’re about to enjoy the benefits of your pension or planning for a future retirement, Pensions and Annuities Ltd is here to guide you. Our experts are equipped to address all your pension and retirement planning needs.

For personalized guidance and to embark on your path to a secure retirement, contact us today for your free initial consultation.

Choose Pensions and Annuities Ltd for unbiased, expert advice on your pension and retirement planning.


The guidance and/or advice contained in this website is subject to UK regulatory regime. Pensions and Annuities Ltd is authorised and regulated by the Financial Conduct Authority. Pensions and Annuities Ltd is entered on the Financial Services Register www.register.fca.org.uk under reference 494480.

Registered Office: Chelworth Industrial Estate, Cricklade, Swindon, SN6 6HE. Company Reg. No: 06725914 

Before you supply any personal details to us via the contact us page on this website please read our customer privacy information on our “Legals” page https://pensionsandannuities.co.uk/legals. This notice sets out how we will process your personal data in line with the General Data Protection Regulations. Once you have read the customer privacy notice, please tick to confirm that you have read it and that you agree to Pensions and Annuities Ltd processing your personal information for the purpose of contacting you. We will not use the details you provide us in the contact page to market to you.

If you wish to register a complaint, please write to us at Pensions and Annuities Ltd, Unit 25, Chelworth Industrial Estate, Cricklade, SN6 6HE or telephone on 01793 686393.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.